Attorney Services:Debt Settlement, Foreclosure Defense & Credit Repair
My name is David Kennedy Bifulco, I am a Pennsylvania Consumer Debt
Advocate. I represent individuals and families in the Greater
Philadelphia area and I get a great deal of satisfaction in assisting my clients
in working their way out of difficult financial situations.
You, or someone in your family may be receiving harassing
phone calls from bill collectors – or your wages are being garnished or
you might be facing foreclosure on your home.
To do nothing just makes your situation worse. When you work with
an Pennsylvania Debt Settlement Attorney, it may be possible to
put an end to the aggravation you are now experiencing.
My clients are not looking for a handout. Many are facing
loss of income that makes it impossible to pay their bills on time. See if any
of the following issues sound familiar to you:
- A decrease in the hours at your job
- Actual loss of a job
- A medical emergency
- New circumstances in your life such as a new baby, college tuition or
If you find yourself in any of the above situations, you can easily be pushed
over the edge.
My clients prefer not to file bankruptcy and are looking for
alternative solutions. In the debt settlement and
collections arena I provide the solutions and alternatives to filing
However, some situations can only be remedied through bankruptcy. But often
people say they wish they had known of the alternatives before they filed.
The collection and consumer protection laws are designed to assist
individuals in making a fresh start, without losing all they have worked so hard
for, like their homes, cars or retirement plans.
A proven fact is that after resolving the debt issues people lead more
productive lives and are able to contribute to society, because they are
not buried under that huge burden of debt.
Please call or email me to set up an appointment or if you
have any questions about your personal situation. As a Debt
Settlement Attorney, I will always answer any question you might have.
Debt Resolution Practice
There are many attorneys who are familiar with filing Chapter 7 or Chapter 13 bankruptcy and Debt
Settlement but here are a few things to keep in mind about my practice:
- I practice alone with a small staff, and at your initial meeting you will be
speaking to me, from start to finish. You won’t meet with a paralegal or any
other employee who cannot answer your questions.
- Once I have resolved your case you’ll likely still have questions. And other
issues may arise as well. I will continue to be there for you and if necessary,
take additional legal action on your behalf. For instance,
there are times when a creditor takes illegal
action after a person has successfully completed a settlement such as
reselling the debt to a third party after your case has been dismisssed in
Court. If that occurs, I will step in…and stop them.
- In some cases Bankruptcy may be the only option, we will
discuss those options as well.
Please call me at (610) 676-0650 and I’ll answer any questions you may have
and I’ll probably have a few questions to ask you. Together we can determine if
there is another option to filing Bankruptcy in Pennsylvania.
FDCPA – In many instances, debt collectors break the law with their excessive and
harassing phone calls. If you think you may be a victim, please know that you
can fight back, because each individual has the legal right to be treated with
decency and respect.
There is a law called the Fair Debt Collection Practices Act
(FDCPA) that was put in place to protect an individual from
harassment. When you work with me, you will be able to achieve a solution to
your problem because you will know your legal right, and be able to act to
Please give me a call at (610) 676-0650 if you or any member of your family
is being harassed or abused by a bill collector in the Philadelphia
Montgomery County, Pennsylvania - Bucks County,
Pennsylvania - Philadelphia, PA - Chester County, Pennsylvania - Delaware
County, Pennsylvania - Montgomery County, Pennsylvania - Bucks County,
Pennsylvania - Philadelphia, PA - Delaware County, Pennsylvania, Montgomery
County, PA - Chester County, PA - Philadelphia, PA